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Author: FVCA

Watch Out for Rogue Traders

Rogue Traders have recently been cold-calling across Worcestershire offering to tarmac driveways. Residents are warned NOT to buy on the doorstep and to report suspicious callers to Trading Standards (Citizens Advice on 0808 223 1133 or the Police on 101).

Caravans and Motorhomes: Crime Prevention Advice

West Mercia Police have seen an increase in the reports of thefts/attempted thefts of and from caravans and motorhomes over the last few months. If you are a caravan or motorhome owner, here are a few tips which may help in protecting your property:  

When your caravan/motorhome is not in use:
·  Remove all your personal belongings and contents. Leave cupboard doors and curtains open, this may help to deter opportunist thieves if they can see it’s empty.
·  Store your caravan securely. If you are choosing a storage site, don’t just look at the price. Check to see that it offers good security measures.
·  If you are leaving your caravan/motorhome at home, ask a neighbour to keep an eye on your caravan/motorhome as well as your home. Consider fixing good security posts on your drive to prevent your caravan/motorhome being stolen.

Store your caravan/motorhome securely
·  Choose a site operated by the Caravan Storage site Owners Association (CaSSOA)
·  Check to see if it offers good security measures for example secure posts to which your caravan can be hitch-locked, ground anchors, security staff or CCTV.
·  Remember if you can enter the storage area and remove your caravan without being approached, then so can a thief.

Devices for securing your caravan/motorhome
·  Installing a reliable alarm system (GSM) and tracking device.
·  Locking the coupling head into a cover using a good quality hitch lock.
·  Using locking wheel nuts and a good quality clamp on the caravan wheels.
·  Chaining your caravan to a robust and secure point. Use a heavy duty chain that is made out of hardened steel to reduce the chance of it being cut through.

Protect your belongings
·  Ensure you close and lock your doors, windows and roof lights when you leave your caravan.
·  Don’t leave anything valuable on display, laptops etc.
·  Consider security marking any valuables and make sure you have the serial numbers for any items.
·  Never leave Caravan Registration and identification documents (CRis) or V5 documentation in your vehicle.

Buying 
·  Check that the chassis number hasn’t been removed or altered / Check the vehicle registration matches the type of vehicle its on.
·  Before buying privately, consider checking the caravans history on CRiS.
·  Check all the keys are available and correct.
·  Check the number plate is the same as the one on the tow vehicle. Be wary if temporary or handwritten number plates are used.
·  Always ask about built in security features such as an alarm or tracking device, caravan safe, hitch-lock or wheel clamps.

Caravan facts
Caravans manufactured since 1992 by the National Caravan Council members are recorded on the CRiS database by their unique 17 digital Vehicle Identification Number (VIN) The 17 digit vehicle identification document (VIN) should be stamped onto the caravan chassis and etched on the windows. Even if you own a pre-1992 caravan, or imported your own caravan into the UK, you can still register it with CRiS yourself. All caravans manufactures since August 1997 are electronically tagged for added security.  

Hollie Guard

Hollie Guard is a free personal safety app that can be downloaded onto any iOS or Android device.

With Hollie Guard, if ever you feel threatened, you can send out an alert by either shaking your phone or pressing the icon button. Once you activate an alert, your location along with video and audio evidence is automatically sent to your emergency contacts via SMS and/or email. Your emergency contacts can then take action to help you quickly. 

There are multiple features which can be used:

  • Journey Feature – This ensures safe travel by providing real-time updates as users move between two places.
  • Meeting Feature – Meetings allow users to identify when they are going to a meeting with a risk factor. A timer can be set, and an alert is automatically created.
  • Man Down – For users in situations where injury or personal immobilisation is a possibility by flagging sudden deceleration, non-movement & impact.
  • Reports – Reports allow users to record and geotang incidents within the app. All reports will get saved to the users account, not on the device. 

As well as all the features of Hollie Guard, you can now choose to upgrade your service to Hollie Guard Extra, a brand-new service through which an alert response centre will monitor any alerts you trigger. 

Useful Links:

Websitehttps://hollieguard.com/

Email:  info@hollieguard.com

iPhone Downloadhttp://tiny.cc/u9pioz

Android Downloadhttp://tiny.cc/l8pioz

Twitter@hollie_guard

Instagramhollieguard

Fly Tipping Incident Fairfield Court

Somebody has fly tipped in lay-by/access road by Farcroft/Fairfield Court. Did you see anything/suspicious activity? Do report to Bromsgrove District Council, tel. 01527 881188.

DPD Scam Alert

We have received a report of a scam text message claiming to be from DPD.
The message states you have missed a delivery and asks you to follow a link to book a redelivery.
Don’t follow the link, they are after your details.

Nominated Neighbour Scheme

Nominated Neighbour scheme is designed to deter cold callers and rogue traders and can help neighbours work together to give cold callers the cold shoulder.

A bright yellow Nominated Neighbour sticker, prominently displayed shows potential callers that their identity will be checked by a trusted neighbour and they will only been seen if accompanied by a known and trusted person. 

All it takes is a neighbour, family friend or family member to agree to be nominated and any callers will be directed to them for their identity to be verified.

The scheme makes it clear to any callers that their identity will be checked, deterring those callers who are not genuine.

The nominated neighbour scheme is funded by West Mercia Police and Crime Commissioner to help reduce doorstep crime. It is free and delivered to homes by the North Worcestershire Community Safety Partnership represented by Council Community Safety officers or your local police officers.

In addition to the Nominated Neighbour window sticker, a pack containing useful information on keeping safe is also provided as part of the scheme.

Further information and details of how to join the scheme can be made by  contacting Community Safety at Bromsgrove District Council by calling on 01527 534187 or email at community safety@bromsgroveandredditch.gov.uk

Pepper Wood Extension Update

Paul Jarczewski, Woodland Trust Site Manger (Central England) has provided the Community Association with the following update:

The online consultation was very successful.  We had 79 responses, which indicated very obvious support for our plans to establish the new wood.  I’m sure this interest was in no small part due to the Community Association championing the project locally, so many thanks for that.

We are just about to submit our final design plans to The Forestry Commission for their approval.  The consultation response is an important appendix to this, as it provides evidence to the Commission that the new wood is something that local people will value.

One of the things we wish to do is set up some monitoring as the new land develops (hoping of course that our fundraising is successful and we acquire the land).  The monitoring will look at how well trees establish on different areas of the site, but also look at how the biodiversity changes/improves with time.  It is very interesting to know we already have some potentially rare species.

We are still fundraising to buy the land, so any opportunity you have to let people know would be greatly appreciated.

If you would like to know more about the proposed Pepper Wood Expansion visit http://fvca.org.uk/directory/pepper-wood/

Do You Know What A Ghost Broker is?

Just 15% of people have heard of a ‘ghost broker’.* Do you know what one is?
Have you ever heard of a ‘ghost broker’? No, we are not talking about things that go bump in the night – this is a lot scarier. ‘Ghost brokers’ are fraudsters who sell fake or invalid car insurance policies. Victims are sold fake insurance documents for a policy that does not exist, or for a genuine policy that has been set up using false details to lower the price of the premium.

How do ‘ghost brokers’ operate?
Fraudsters lure victims in with the offer of cheaper insurance premiums, usually via social media or by word-of-mouth. These individuals or groups pose as middlemen for well-known insurance companies, claiming they can offer you legitimate car insurance at a significantly cheaper price.

This type of fraud is typically carried out either by forging insurance documents, falsifying your details to bring the price down, or by taking out a genuine policy for you but cancelling it soon after.

Often, the victim is not aware that they have been scammed until they are involved in an accident and try to claim on the policy.

Who do ‘ghost brokers’ target?
‘Ghost brokers’ tend to target vulnerable communities, including members of non-English speaking communities who may not have full knowledge of UK insurance and laws, as well as young people looking for cheaper insurance deals.

Last year, Action Fraud received 694 reports of ‘ghost broking’, with almost a third (29%) coming from victims aged 17-29. The reported losses for these victims alone totalled £113,500, with each individual losing an average of £559.

Figures also indicate that over half (58%) of all reports in 2020 were submitted by men.

What could happen if I drive without valid insurance?
As policies sold by ‘ghost brokers’ are either invalid, non-existent or fraudulent, this means that the driver is technically uninsured, meaning that you could face:

  • £300 fixed penalty notice
  • Six points on driving licence
  • Vehicle being seized and crushed

How can I protect myself from ‘ghost brokers’?
There are simple steps that you can take to spot the signs of these scams and avoid being taking for a ride by ‘ghost brokers’:

  • ‘Ghost brokers’ often advertise and communicate via social media, online forums and messaging apps. If a broker is only using a mobile phone or email as a way of contact, this can be a sign of this type of crime. Fraudsters do not want to be traced after they have taken money from their victims.
  • They may also try to sell insurance policies through print adverts in pubs, clubs or bars, newsagents
  • If a deal seems too good to be true, then it probably is. If you are not sure about the broker, check on the Financial Conduct Authority or the British Insurance Brokers’ Association website for a list of all authorised insurance brokers. You can also contact the insurance company directly to verify the broker’s details. You can also check to see if a car appears to be insured on the Motor Insurance Database website.
  • If you think that you have been a victim of a ghost broker, you can report your concerns to Action Fraud at actionfraud.police.uk or on 0300 123 2040.
  • You can also contact the Insurance Fraud Bureau via its confidential Cheatline on 0800 422 0421 or on the IFB website.