WHATSAPP FRAUD

There have been a significant number of reports of Scammers pretending to be a family member or friend on WhatsApp.

This was highlighted earlier this month and the warning is repeated here again this week.

The basic method they use is as follows:

• The suspect will send the victim a message via WhatsApp claiming to be their son/daughter/friend and that they have had to change their number, having lost or damaged their phone

• The Scammer will then say they are now using a new phone number

• As a result of this, the Scammers will claim they are getting in touch in order to borrow money to purchase the new device or pay off a debt.

• After this, the Scammer will give their bank details so a payment can be made to them, with some coming back with further demands for money.

LOTTERY FRAUD

Analysis of reports to Action Fraud by the National Fraud Intelligence Bureau (NFIB) has identified a dramatic increase in Advance Fee Lottery Frauds over the last six months.

Over £925,000 was lost by victims during that period. Victims reported losing an average loss of just over £1,500.

70% of victims reported to be aged 50 or over.

Fraudsters will contact the victim in the following way or similar:

• Lottery fraud occurs when criminals use fake messages and calls to convince a person that they have won a lottery or a prize draw

• The victim is then informed that they will need to pay an advance “fee” in order to receive the winnings

• Victims are commonly asked to pay these advance fees by purchasing gift cards, and relaying codes to the Fraudster.

• In some instances, victims have reported being asked for personal and financial information in order to obtain their “winnings”. Some victims reported providing their bank details thinking they would be sent a small payment to verify the account. In reality, criminals use these details to steal the victim’s money.

IF YOU THINK YOU ARE BEING SCAMMED OR DO NOT RECOGNISE THE CONTACT

• Stop – Taking a moment to stop and think can keep you and your money safe.

• Challenge – Keep your money and information safe from criminals by only purchasing items from authorised sellers and doing your research fully before making a purchase.

• Protect – if you think you’ve fallen for a scam contact your bank immediately and report it to Action Fraud on 0300 123 2040.